Have homeowner insurance
Bayerische Hausbesitzer-Versicherung offers comprehensive insurance cover in the following areas:
Property and landlord legal protection insurance
Exclusively for members of house and landowners' associations - at particularly favorable contributions.
Residential and commercial buildings insurance
Fire tap water storm elemental
Residential building insurance not only reimburses property damage, but also, for example, loss of rent for living spaces up to 12 months from the insured event. The fire shell insurance is free of charge.
Home and landowner liability insurance
Every homeowner must keep his property in a roadworthy condition. He is fully liable for damage caused culpably.
Liability insurance for apartment owners
The obligation to maintain safety also affects the landlord of a condominium. This also applies to garages and parking spaces belonging to the apartment. Private liability insurance does not cover this risk.
Water damage liability insurance
According to the provisions of the Water Resources Act, the owner of an oil tank is liable for all oil damage, even if he is not at fault.
Private and pet owner liability insurance
The price for a second of inattentiveness is often very high, because everyone has unlimited liability for the damage they cause.
As the client, you bear a great deal of responsibility and a high level of risk - even if you do not carry out the construction yourself. Liability damage or unforeseeable damage to construction work can quickly jeopardize the entire calculation.
In Germany an apartment is broken into about every 3 minutes. Replacing household items is often more expensive than you might think.
"Happiness and glass, how easily it breaks." Homeowner insurance will replace the glass damage without asking why.
At ask please contact your Haus & Grund association or the Bayerische Hausbesitzer-Versicherung directly (Tel. 089-55141-620).
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